The mission of the Financial Supervisory Authority is to safeguard the integrity and sound operation of the financial market

Statistical Information

The Financial Supervisory Authority's experts compile a variety of reports based on information from regulated entities.

Consumer Affairs

The Financial Supervisory Authority is host to the Insurance Complaints Committee and the Complaints Committee on Transactions with Financial Firms.

Supervised Entities

Entities engaging in financial activities which are subject to licence are regulated by the Financial Supervisory Authority. Regulated entities include commercial banks, savings banks, credit institutions, securities firms, insurance companies, pension funds etc.

Annual Reports

The Financial Supervisory Authority regularly publishes news of its activities, statistical information and Annual Reports.

All news


The Financial Supervisory Authority finds Attestor Capital LLP and its associated entities eligible to acquire a qualifying holding in Arion banki hf. - 15.9.2017

On 14 September 2017, the Financial Supervisory Authority concluded that Attestor Capital LLP and its associated entities are eligible to acquire a qualifying holding in Arion banki hf. up to 20% of the banks shares and its subsidiaries Stefnir hf., Valitor hf., Vörður tryggingar hf. and Vörður líftryggingar hf., with reference to Chapter VI of the Act No. 161/2002 on Financial Undertakings and Chapter X of the Act No. 100/2016 on Insurance Activities.

FME issues rules on maximum loan-to-value ratios - 24.7.2017

The Financial Supervisory Authority (FME) has issued rules limiting the loan-to-value ratio of new residential mortgages in accordance with Article 25(1) of Act No. 118/2016 on Consumer Mortgages. In accordance with the Rules entering into force, the maximum loan-to-value ratio will be 85% of a property's market price. However, first-time home buyers may be granted loans of up to 90% of the market price in accordance with Article 25(2) of the Consumer Mortgage Act. The purpose of the rules is to maintain financial stability in light of growing imbalances in the housing market and to strengthen the resilience of lenders and borrowers with respect to the possibility of falling property prices. 

The FME Annual Report 2017 is now available in English - 18.7.2017

The Financial Supervisory Authority (FME) Annual Report 2017 is now available in English. The substantial discussion in the Annual Report of the FME for 2017 primarily covers the period from 1 May 2016 until 30 April 2017. The report describes the main tasks of FME and, in particular, tasks of the supervisory divisions: On-site Inspections and Securities, Off-site Supervision, and Oversight. Furthermore, it discusses the situation and developments in the financial market in 2016.

Of interest


The FME's alerts to investors are posted on the IOSCO website

Acts and Regulations on Financial Services and Insurance

Various Laws and Regulations falling under the auspices of the Ministry of Finance and Economic Affairs translated to English.

Calendar of trading days

A calendar of stock market trading days is available on the Nasdaq OMX website


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