19.9.2008 : News from FSA Iceland

Due to news of the insolvency of the American investment bank Lehman Brothers and the potential impact on financial systems across the world, the Financial Supervisory Authority in Iceland (FME) would like to disclose the following information:

18.9.2008 : The Financial Supervisory Authority in Iceland and the Insurance Authority of the Faroe Islands have signed MoU.

The Financial Supervisory Authority in Iceland and the Insurance Authority of the Faroe Islands have signed a Memorandum of Understanding (MoU).

26.8.2008 : About 7% real increase in net assets for pension payments and 52% increase in premiums

A report containing information from the annual financial statements of pension funds for the year 2007 is available at the FME's webpage. There is also an excel file that contains statistical information from the report. The main results of the report are the following: The real rate of return was 0,5% above the consumer-price index, compared with 10% in 2006. Five-year average was 9,1% and ten-year average was 5,9%.

14.8.2008 : Icelandic banks pass the FME stress test

The four largest commercial banks all pass the regular stress test of the Icelandic Financial Supervisory Authority (FME).

20.6.2008 : FME: Total profit of insurance companies was 13.5 bn. ISK in 2007

The total after tax profit of domestic insurance companies was 13.5 bn. ISK in 2007 compared to 19.5 bn. ISK in 2006. Around 70% of the profit stems from financial activities. However, the profit from financial activities decreased with 8 bn. ISK compared to 2006 and 17 bn. ISK compared to 2005.

11.6.2008 : Approval of FL Group hf. (FL Group) application for qualified holding in Tryggingamiðstöðin hf. (TM)

The Financial Supervisory Authority has approved FL Group hf. application to exceed the qualified holding threshold of 50% in Tryggingamiðstöðin hf. (TM).

3.6.2008 : Guidelines on Best Practices for Managing Liquidity in Financial Undertakings

The Financial Supervisory Authority (FME) has issued Guidelines on Best Practices for Managing Liquidity in Financial Undertakings. The guidelines apply to both parent companies and consolidated financial institutions as applicable.

28.5.2008 : Defaults to depository institutions at the end of the 1st quarter of fiscal year 2008

The FME has processed figures showing defaults by borrowers of depository institutions at the end of the 1st quarter of fiscal year 2008 and comparable figures for the preceding quarters. In this analysis, default is defined as having amortisation and interest payments in arrears for more than one month. The default figures are total figures, i.e. stock of specific provisions has not been subtracted. This analysis presents the development of these default rates from year-end 2000. The data compiled does not include the subsidiaries of the banks.

17.4.2008 : Defaults to depository institutions at the end of the 4th quarter of fiscal year 2007

The FME has processed figures showing defaults by borrowers of depository institutions at the end of the 4th quarter of fiscal year 2007 and comparable figures for the preceding quarters. In this analysis, default is defined as having amortisation and interest payments in arrears for more than one month. The default figures are total figures, i.e. stock of specific provisions has not been subtracted. This analysis presents the development of these default rates from year-end 2000. The data compiled does not include the subsidiaries of the deposit institutions.

22.2.2008 : The Financial Supervisory Authority, Iceland grants Kreditkort an operating licence as a credit undertaking

The Financial Supervisory Authority, Iceland granted Kreditkort, Ármúla 28, Reykjavík, on February 22 2008, an operating licence as a credit undertaking, according to paragraph 1, point 3 of Article 4 of Act No. 161/2002 on Financial Undertakings.

7.2.2008 : Central Storage Facility System - OAM

According to the Act on Securities Transactions no. 108/2007, the Financial Supervisory Authority shall store information made public under the provisions of Chapters VII, VIII and IX by electronic means in a mechanism for central storage.

6.2.2008 : Icelandic banks pass the FME stress test

The four largest commercial banks all pass the regular stress test of the Icelandic Supervisory Authority (FME).

15.1.2008 : Icelandic FSA director: The Icelandic financial market well equipped to weather the storm

"The foundations of the Icelandic commercial banks are sound and the Icelandic financial market is well equipped to weather the storm that is now shaking the international markets". This was the conclusion the director of the Iceland Financial Supervisory Authority, Mr. Jónas Fr. Jónsson at a meeting organized by Icelandic Investor Relation Association this morning. He furthermore stated that he could to a large extent agree with analysts from Credit Sights recently saying that the CDS spreads for the Icelandic banks did not give an accurate picture of their true standing, and that the risk associated with them has been exaggerated.

14.1.2008 : OMX to service the national OAM in Iceland

OMX, a leading expert in the exchange industry, has signed an agreement with the lcelandic Financial Supervisory Authority on providing them with software for the Officially Appointed Mechanism (OAM) for the central storage of regulated information in Iceland. OMX Nordic Exchange Iceland will service the OAM responding to the objectives of the European Union's Transparency Directive. All regulated information published by issuers of securities , as prescribed by law, will be archived in the central storage, which will go live February 1st 2008.

9.1.2008 : Meeting between the FME and the GFSC

The Guernsey Financial Services Commission (GFSC) visited The Financial Supervisory Authority, Iceland (FME) in Reykjavík 7 and 8 January 2008.

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